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Key Consideration

Key Considerations before Finalizing a Property Deal

Finalizing a property deal is a significant step in your journey toward homeownership. However, it is crucial to approach the process with due diligence and careful consideration. In this article, we will discuss important factors to check before finalizing a property deal, including understanding the fine print, calculating additional expenses, verifying the delivery date, and uncovering any hidden charges. By following these steps, you can make an informed decision and protect your interests.

    1. Understand the Fine Print: Before proceeding with a property deal, it is imperative to thoroughly understand the terms and conditions outlined in the agreement. Take the time to read the clauses and their implications carefully. Seek legal advice if needed to ensure you comprehend your rights and obligations as a buyer. Being fully aware of the contractual obligations will help you avoid any surprises or misunderstandings in the future.
    2. Calculate Additional Expenses: In addition to the property’s cost, there are various additional expenses to consider. Calculate the total cost, including Goods and Services Tax (GST), property registration charges, stamp duty & legal fees. By accounting for these expenses upfront, you can better assess the affordability of the property and avoid any financial strain later on.
    3. Verify the Delivery Date: Check the proposed delivery date mentioned in the agreement. Developers often include a grace period of six months to one year to account for any potential delays. It is essential to clarify the expected possession date and any compensation provisions in case of a delay. Understanding the timeline will help you plan your move-in and manage your expectations accordingly.
    4. Uncover Hidden Charges: Thoroughly examine the agreement to identify any hidden charges that may not have been disclosed during the initial negotiations. Common hidden charges may include maintenance fees, parking charges, or additional fees for amenities or services. Scrutinize the agreement and consult with the seller or developer to ensure complete transparency in the transaction.
    5. Thoroughly Verify Terms and Conditions: Before signing the final agreement, it is essential to review and verify all terms and conditions. Pay attention to all the details, including payment schedules, possession timelines, construction specifications, and any other relevant provisions. If any doubts or concerns arise, seek clarification from the seller, developer, or legal experts to ensure a thorough understanding of the agreement.


Finalizing a property deal requires careful attention to detail and a thorough understanding of the terms and conditions. Consider the fine print, calculate additional expenses, verify the delivery date, review home loan penalties, and uncover any hidden charges. By conducting due diligence and verifying all aspects of the transaction, you can proceed with confidence, knowing that you have taken the necessary precautions to protect your interests. Remember, a well-informed decision is the key to a successful and satisfying property purchase.




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